Consumer and Community Development Loans

The Illinois State Treasurer’s Office invests millions of dollars annually in low-interest loans to consumers and community development agencies through the Opportunity Illinois program. We partner with eligible lenders to offer interest rate reductions to nonprofits, financial institutions, hospitals and credit unions so they can improve their services in underserved communities. At the same time, we work with lenders to make loans affordable for Illinoisans with disabilities, families of U.S. military personnel who are called to duty, and the victims of natural disasters.

Choose the Opportunity Illinois category that’s right for you:

Consumer loans Community Development loans
Illinoisans with Disabilities
Citizen Soldiers
Storm Victims		 Non-Profit Development
Bank Development
Health Care Development
Micro Loans
 
   

Employ Illinois gives business owners access to capital to start or enhance their businesses with the help of low- interest rate loans.

Opportunity Illinois backs low-interest loans to consumers and community development agencies to improve the quality of life in Illinois.

Cultivate Illinois helps farmers offset the rising cost of farming and encourages green business development.
Money Market Fund allows local government entities to pool their investments to gain a higher rate of return for their residents.
Online bill paying gives people with busy schedules a quick and convenient way to pay government bills and fees.